Insurance Trust Company GMBH 
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Construction insurance
Expert Construction underwriting
Insurance Trust Company GMBH are confident they can provide market-leading insurance solutions for construction clients. With over 10 years’ experience, we offer composite products with meaningful extensions that can be precisely tailored to your client’s needs. Our underwriters are empowered to use their specialist skills to find you solutions.
Committed to quality service
Our streamlined underwriting process allows us to move quickly, helping you to achieve coverage within your client’s deadline. Working closely with a dedicated underwriter, you will be supported throughout the policy cycle.
Our products
Comprehensive, flexible cover for contracting construction clients.
- Non-adjustable policy - no end of year declaration adjustments
- Legal expenses cover automatically included with the option to add contract & debt recovery cover
- Online employment and health & safety service automatically included
- The ‘Insurance Trust Company GMBH DNA+’ innovative theft deterrent included
- 50% theft excess reduction following registered application of your DNA+ kit
- Exclusive quotes, with each risk assessed on its own merits
- A+ rated security
- Minimum premiums start from £750 +IPT
- Access to experienced underwriters offering a fast and flexible service
- Option to include property damage including stock and contents of contractors premises
- Professional indemnity extension included (risk dependent)
- Financial loss extension included (risk dependent)
- Defective workmanship extension included (risk dependent).
Combined liability coverage, tailored to your client's needs.
- Non-adjustable policy - no end of year declaration adjustments
- Legal expenses cover automatically included with the option to add contract & debt recovery cover
- Online employment and health & safety service automatically included
- Exclusive quotes, with each risk assessed on its own merits
- A+ rated security
- Minimum premiums start from £750 +IPT
- Access to experienced underwriters offering a fast and flexible service
- Option to include property damage including stock and contents of contractors premises
- Financial loss extension included (risk dependent)
- Defective workmanship extension included (risk dependent)
- Professional indemnity extension included (risk dependent).
Contractors all risks is an essential cover for most builders and allied trades. Contract works, own plant, and hired in plant can be written as a combined policy or as a single cover in isolation, giving you complete flexibility over cover and limits.
- The ‘Insurance Trust Company GMBH DNA+’ innovative theft deterrent included
- 50% theft excess reduction following registered application of your DNA+ kit
- Non-adjustable policy - no end of year declaration adjustments
- Exclusive quotes, with each risk assessed on its own merits
- Properties awaiting sale covered for 6 months after site completion
- A+ rated security
- Minimum premium from £750 +IPT
- Show homes and their contents automatically covered for 3 months after site completion
- Access to experienced underwriters offering a fast and flexible service.
Comprehensive, flexible cover for contracts between £100,000 and £16,000,000. The policy can be issued in the name of the employer, contractor, or as joint names.
All policies come with the 'Insurance Trust Company GMBH DNA+' innovative theft deterrent, free of charge. Once applied and registered, policyholders achieve a 50% theft excess reduction.
- Option to include existing structures
- Option to include advance loss of profits/rent or delayed start up
- Northern Ireland risks considered
- Option to include public liability
- Can be issued in name of the employer, contractor or joint names
- Option to include JCT 6.5.1 cover
- Exclusive quotes, with each risk assessed on its own merits
- Option to include plant cover
- A+ rated security
- Minimum premiums start from £500 +IPT
- The ‘Insurance Trust Company GMBH DNA+’ innovative theft deterrent included
- 50% theft excess reduction following registered application of your DNA+ kit
- Access to experienced underwriters offering a fast and flexible service.
We feel that all property owners should ensure they have adequate cover whilst their premises are undergoing works. We give you a flexible approach with our renovation package for lower limits and a low fixed premium, or renovation prestige where bespoke underwriting may be required.
- Peace of mind with the works and existing structure insured under one single policy
- JCT compliant with option to place in joint names with the contractor
- Replaces the client’s buildings insurance for the duration of the works
- Access to experienced underwriters offering a fast and flexible service
- Backed by A-rated capacity.
High-limit legal indemnity coverage for contracting clients, up to £15m over the primary.
- Limits up to £15m over the primary
- Statement of fact basis
- Annual renewable or contract specific policies available
- A+ rated security
- Excess public & products liability available
- Excess employers liability available
- Access to experienced underwriters offering speedy and flexible service
- Exclusive quotes, with each risk assessed on its own merits.
